ARM GLOBAL Executive Summary

Market Growth
Economic growth in small island economies is slowly recovering post pandemic and these economies need to diversify away from the traditional tourism to grow and reduce risk.

Main Competitors
There are limited competitors who provide private equity in the region, apart from high net worth family offices.
Why Us? ARM is uniquely positioned to provide capital from its own sources of funds.

Expectations
At this stage the sales forecast within the financial models has been predicted on a conservative basis - spread across a four period. The timing allows for the initial identified projects to be vetted and approved. In parallel to this the marketing material will be produced and the marketing and detailed sales plan will be developed. Operational income has been included in the sales figures and is timed and phased as initially thought possible, however this will be developed over time.

Financing Needed - Use of Funds
The funds will be used to fund the following opportunities and will be described more fully later on:
• Purchase of residential real estate in Barbados
• Capital investment in the Goshen project
• Other debt & equity investments
• Investment in the mining operations
• Donation to United Caribbean Trust
• Investment of surplus funds in marketable securities

Target Market
Risks & Mitigation
The risks fall onto the viability of each project being invested into failing, or defaulting on the repayments.
To mitigate this each projects business plan and financial model will be thoroughly vetted. In addition each project will be vigorously monitored to ensure it stays on target in terms of time and budget.

Competition
Current alternatives
The main alternative is the family office network. The challenge with this as a source of capital is each office is often specialist/niche in its investment criteria or area of investment, which restricts the market availablility. A lot of family offices are often closed units only investing in their own projects.

Our advantages
We will be selective in the opportunities we will invest in. We have completed significant work to vet the Goshen Group’s variation resort and citizenship by investment program.
We have a prudent investment program that will ensure that we maintain surplus funds in marketable securities with various liquidity, risk and income generating profiles.
We have selected a mix of medium to high value residential properties to hold to generate real estate income in Barbados. Our expectation is that we will also invest in selective income generating properties in other island.

Execution Marketing & Sales
The marketing plan is essential a referrals programme, as each project will be ascertained through known contacts. There is no intention to openly market for projects to invest in.

Sales Plan
The following represent an overview of key projects that ARM will invest in.

GOSHEN RESORTS
This will be a joint venture with the United Caribbean Trust (UCT) and will be branded as Goshen Group. It will hold properties operating under the Goshen brand with the sole purpose of generating funds for UCT to undertake charitable work. A Barbados based company known as United Caribbean Service Inc (UCS) will hold a local operating company in each country where Goshen operate the facilities. These facilities will be operated under a brand known as Goshen. There will be three types of offering:

1. Goshen Resort
These will be large faith-based resorts containing various sizes of villas and condominiums of at least international four-star standard. There will be various resort facilities including a large conference center. The intention will be to sell weekly units in each resort to a Mega church in northern America.

2. Goshen Citizenship by Investment Programs
Each developments will comprise between one and four large luxury villas located on one site together land where the investor may build a personal house on. The number villas built will be commensurate with the number of weekly units available on that particular site. Weekly units in the Villa will be sold on a timeshare basis. As these will be carried out under an islands Citizen by Investment Program the purchaser will also receive citizenship of that respective country. The target market for these developments will be persecuted Christian and Jewish communities mainly in Africa.

3. Goshen Mission Resorts
These will be much smaller development built to al three-star standards. The intention is for these developments to be used by aid or project workers with two main purposes:
a. Relief work following a natural disaster
b. Local community projects with a focus on improving local amenities or facilities.
These will operate on a non-profit basis with groups of volunteers paying a suitable fee to cover operating costs. These developments are likely to operate on a self-catering basis.

JEWISH JEWELS
Goshen Group (Barbados Ltd) seeks to establish the Jewish Jewel Gated Community in various Caribbean Island either under a special entry permit program or citizenship by investment program.

GOSHEN GROUP AFRICA
This will be funded and supported by ARM Global Incorporation Ltd, a Bahamas registered company the CEO being H.E Rev. Kisembo Abraham, with the Africa Bureau of Children’s Discipleship (ABCD) and BLESS International (BLESS) being the two humanitarian arms of this great new initiative. Goshen Group Africa will establish the first Goshen Group (Uganda) Ltd to develop a chain of Mission Holidays or Voluntary Vacation Destinations clustered around Lake Victoria. Lake Victoria is one of the African Great Lakes. With a surface area of approximately 59,947 km, Lake Victoria is Africa's largest lake by area, the world's largest tropical lake, and the world's second-largest fresh water lake by surface area after Lake Superior in North America. Land has been identified on the Uganda mainland and corresponding islands creating a multi destination Mission Holiday or Voluntary Vacation on the shores of Lake Victoria.

CLAY VILLA STUDENT ACCOMMODATION
Clay Villa Developments has identified that St. Kitts and Nevis has a distinct lack of dedicated student accommodation to house the ever growing student population on the Island, estimated to make up around 4,000 of the nearly 39,000 population. The majority of these students are currently housed within private accommodation or hotel complexes due to harsh availability from the Universities on Island. The Clay Villa is designed to combat this issue, and provide over one hundred and fifty, student focused, new apartments, accommodating two students per apartment in student centric layout. These apartments are to be spread across three blocks, and have student focused areas such as lounges and study areas on each floor. To facilitate the new accommodation, Clay Villa will construct an entertainments complex to rival US Student Union standards. This will also be accessible to other student residents with a view to boosting the islands economy. This complex will include an entertainment space, bar, gym and study areas.

EV Commercial Investment Opportunity
A group operating in Barbados is seeking US$3 million debt & equity investment to enter the EV commercial vehicle market. This is under active consideration by the group.